FIRST PACIFIC SAVINGS & LOAN DOES NOT COME UNDER CENTRAL BANK SUPERVISI0N ACTS REGULATING NZOFI: First Pacific Savings & Loan Limited is not a bank it is a finance company. Although our finance company is not subject to Central Bank supervision and regulation, its activities are regulated by several acts. Some of the relevant acts are listed below: • Bills of Exchange Act 1908 • Stamp and Cheque Duties Act 1971. • Cheques Act 1960 • Companies Act 1993 • Consumer Guarantees Act 1993 • Credit Contracts and Consumer Financial Act 2003 • Electronic Transactions Act 2002 • Fair Trading Act 1986 • Financial Transactions Reporting Act 1996 • Investment Advisers (Disclosure) Act 1996 • Personal Property Securities Act 1999 • Proceeds of Crime Act 1991 • Property Law Act 1952 • Reserve Bank of New Zealand Act 1989 • Securities Act 1978 • Unclaimed Money Act 1969.

As a licenced offshore finance company we offer most financial services to corporations and private individuals who reside outside New Zealand. These services include but not restricted to; • Deposit taking & lending • Debit and credit card services • Issuing of financial guarantees and instruments • Cash management services • Current accounts • Cheque (Checking) accounts • Savings accounts • Term deposits • Issuing of CDs • Wire transfer services • Payment processing services • Fund management • Marketing of investments.